Mortgage Calculator
Understand your true monthly cost.
Built for South Florida luxury buyers. Live rates from the Federal Reserve, jumbo-loan aware, and tuned to Florida tax and insurance norms.
Your details
$2.50M
25% · $625K
1.50% · $3,125/mo
Jumbo loan. Loan amount of $1,875,000 exceeds the $807K conforming limit. A 0.5% premium has been added (effective rate 7.250%). Final pricing depends on lender, credit, and loan structure.
Total monthly payment
$16,749/mo
Principal & interest
$12,791Property tax
$3,125Home insurance
$833Loan amount
$1,875,000
Total interest
$2,729,690
Total paid
$4,604,690
Effective rate
7.250%
Amortization over time
How your principal grows and your interest shrinks year by year.
15-year vs 30-year
A shorter term means a higher monthly payment — but a far lower lifetime interest bill.
30-year fixed
at 6.750%
$16,749/mo
P&I$12,791
Total interest$2,729,690
Total paid$4,604,690
15-year fixed
at 6.250%
$20,550/mo
P&I$16,592
Total interest$1,111,569
Total paid$2,986,569
Save $1,618,120 in interest
Calculator is for illustrative purposes only. Actual loan terms, rates, and payments depend on borrower credit, property type, loan structure, and lender underwriting. Atlantic Realty Group is not a mortgage lender and does not provide financial advice.